Getting free medical treatment under the Ayushman Bharat scheme is now easier than ever. If you or your family members are eligible, you can now apply for the Ayushman Card right from your mobile phone without visiting any government office or agent. All you need is the official Ayushman App, and in just a few steps, your health card can be ready for use.
Let’s understand what the Ayushman Card is, how it benefits you, and the exact process to apply online.
The Ayushman Card is issued under the Government of India’s Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), launched in 2018. This card provides free health insurance coverage of up to ₹5 lakh per year for eligible individuals across a wide network of government and private hospitals in India.
The best part? You don’t need to stand in queues or pay any agents. The entire application process is digital and can be done from the comfort of your home. The scheme is primarily targeted at economically weaker sections to ensure they receive treatment for serious health conditions without any financial burden.
Follow these easy steps to apply for your Ayushman Card using the official mobile app:
Install the App
Download the official Ayushman Bharat app from Google Play Store or App Store. This app is released and maintained by the government.
Select Language
Once installed, open the app and choose your preferred language to proceed.
Login and Verify
Click on the “Beneficiary” tab. Enter the captcha and your registered mobile number to log in.
Search Your Record
After logging in, select the scheme name as PM-JAY, then choose your State and District.
Enter Aadhaar Number
Enter your Aadhaar card number to access your family’s health records. If your Aadhaar is linked, your family members' names will appear.
Authenticate Members
For members whose cards are not yet created, the word “Authenticate” will appear beside their name. Tap on it, enter their Aadhaar number again, and verify via OTP (One Time Password).
Take a Live Photo
After OTP verification, take a live photo of the member using your phone camera through the app.
Enter Relationship & Phone Number
Fill in the relation of the member with you and provide their phone number. Complete the e-KYC process and submit the application.
Download the Card
Once the details are verified (usually within a week), you can download the Ayushman Card for each approved member directly from the app.
Keep these documents ready before applying:
Aadhaar Card
Ration Card
Mobile Number
Passport-sized Photograph
Additional documents like e-Shram Card, Labour Card, or any other government-issued ID may also help in establishing your eligibility.
Once your Ayushman Card is issued, getting treatment is simple. Visit any Ayushman-empanelled hospital (government or private). At the hospital, an Ayushman Mitra will verify your card and initiate the treatment process.
The treatment is completely cashless and paperless. You don’t need to carry any medical documents or make payments — your medical expenses will be covered under the scheme, up to ₹5 lakh annually.
The government has made it extremely simple to access the benefits of the Ayushman Bharat scheme. With the mobile app, families no longer need to rely on middlemen or visit government offices. By spending just a few minutes on your phone, you can secure quality healthcare for yourself and your loved ones — entirely free of cost.
So, if you haven’t already applied for the Ayushman Card, now is the perfect time to take advantage of this life-saving initiative.
